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home warranty insurance cost I bought a home last year and at the suggestion of my real estate agent purchased a home warranty plan with Old Republic. My agent said he used to suggest AHS but had found there were a lot of complaints. I thoroughly read the details so I knew when I had to make calls for service what was and what was not covered. Every one of my service calls were handled smoothly by OR and the contractors were knowledgeable and prompt in resolving the issue. I had my dishwasher repaired, my refrigerator/freezer repaired, some plumbing and electrical issues. Thank goodness for the Home Warranty plan and that Old Republic customer service was so good and their networked contractors seem to be of a higher caliber than is reported here in this article.

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You are going to subject your home to a series of inspections and tests, so it is best to be upfront with your home warranty brokers about problems you foresee. It will equip them with knowledge that can help to lead you towards a plan or contract that is best suited for your needs. No one wants to spend time or money on something that they don’t need or won’t ever use. Communication will help to ensure that this doesn’t happen. Keep in mind that there are options and plans to fit all kinds of needs and you want enough coverage to handle all situation but not too much that you will never use. After all, why do you want to cover potential tenants if you don’t foresee subletting your house?That is just one example of modifications or extras that you may or may not need. Within your warranty's contract, you will find a set standard for costs. It will detail which costs you are responsible for. The amount that you have to pay is the deductible. The deductible is likely to vary depending on the appliance and will vary per repair. For example, you may need to replace your septic system.

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A home warranty covers expenses incurred due to repair or replacement services for your home appliances and the systems inside of your home, helping you to avoid the often extravagant costs of appliance repair. If your appliance cannot be repaired, the home warranty will provide you with the money you’ll need to replace it. A home warranty covers electrical, plumbing, heating, air conditioning, garage door openers, and many major appliances such as a refrigerator, stove, oven, washer / dryer, dishwasher, garbage disposal, central air, and many more. As an FYI I looked on Consumer Affairs and Select has disputed and blocked every negative review on that siteOn 12/05/14, I contacted Select Home Warranty about an issue with my pool pump and they responded with the name and number of their vendor. I called, but that vendor did not work on residential properties, so I had to go back to Select for the name of another vendor. It took 3 calls to finally speak to someone and was told someone would call me back to set up an appointment to meet me at my house. I contacted Select on 01/05/15 and informed them that I had not heard back from their vendor. They responded on 01/06/15 that my claim was approved. I informed them that I didn't even know what was wrong with the pump as the vendor never contacted me or met me at my property. I was told they would look into it and then told the vendor said my 2 year old pump needed replacing and I needed to contact the vendor. I tried but had no response and I wasn't having any work done until I knew exactly what the problem was and the cost.